Schedule a Credit Audit using the button at the bottom of the page. Your credit audit requires you to sign up for credit monitoring services before the appointment. Click here to do so.
If not previously completed here, during your consultation, you will be sent a link for onboarding into my system. You will sign in and use your credit monitoring account login information.
**Credit Monitoring is a REQUIREMENT for ALL active clients so if you choose to move forward with my services, you will need to continue your membership. This is also reiterated in the client contract
AFTER the consultation, you will be emailed a personalized credit audit and any notes requested from our session. If we have discussed you becoming a client, you will receive a separate email with your invoice and further instructions.
Thank you for considering The Money Plug for your credit restoration needs!
Details about how our service works are below:
Fees & Services for Individual Clients
A fee of $250 will cover the initial onboarding fee and your first round of challenges to become a client. This will be due AFTER you complete your credit audit. You can begin your onboarding process here.
After 45 business days, a $60 fee will be charged. This is not a recurring charge, and the client can decline payment and cancel services at any time, as we do NOT require you to be in a contract.
*bankruptcies are an additional $50 charge
Fees & Services for Couples
A fee of $480 will cover the initial onboarding fee and your first round of challenges to become a client. This will be due AFTER you complete your credit audit. You can begin your onboarding process here.
After 45 business days, a $100 fee will be charged. This is not a recurring charge, and the client can decline payment and cancel services at any time, as we do NOT require you to be in a contract.
*bankruptcies are an additional $50 charge
Pay Per Delete
The fees associated with this option vary. A credit audit is suggested.
Personal Info: $25.00
Tax Lien: $125.00
Legal Item: $125.00
Marital Item: $125.00
Child Support: $125.00
Public Record: $125.00
Collection/Charge Off – Original Creditor: $75.00
Collection – Original Creditor: $75.00
Charge Off – Original Creditor: $75.00
Collection/Charge Off – 3rd Party: $75.00
Collection – 3rd Party: $75.00
Charge Off – 3rd Party: $75.00
Short Sale: $40.00
Consumer Account Bankruptcy: $40.00
Past Due: $20.00
Late Payments: $30.00
I highly suggest booking a credit audit before signing the client agreement. This ensures, firstly, that you are setting realistic, attainable goals. This also allows me to ensure I am the right credit specialist for you.
One round is equal to 45 business days (about 9 weeks), as this is about how long it takes for credit bureaus to respond.
To cancel, email me directly at firstname.lastname@example.org with the title “CANCELLATION” as the subject line.
Our average client is with us for 7-9 months. It is important to note, each credit report is different, so we are NOT making any time guarantees. This is only an average time frame.
Please understand that Money Plug, LLC cannot guarantee results. Each situation is different, so we do not promise that any one item will increase your credit score or that any item thing will delete anything. We cannot possibly know what the bureaus may or may not do. We only promise to challenge inaccurate items on your credit report.
Refunds are not granted once your letters have been mailed out. However, you may cancel reoccurring services at any point in time. Please be sure you agree to this because you will be asked to sign an agreement before creating your letters.
The below credit monitoring is REQUIRED for the entire time that you are an active client until the service ends. This is to ensure we will always be able to track any changes on your credit report.
Our software only works with the monitoring company through the following link: https://idclub.com/redirect.asp?GUID=7IYVGJCM74S1&sid=01435
If you have a different credit monitoring service, please let me know before your onboarding to request your login information or have you sign in to grant me access to your credit reports.
Every person’s situation and credit reports vary, so you may need more or less time than our average 7 to 9 months. Please consider the time commitment carefully. The processing time takes 5-7 business days. And the credit bureaus have 45 business days from the date they receive the letters to respond to each round in writing. These responses will be mailed to you, and it is your responsibility to upload them into the client portal.
No online disputing or with creditors via phone
No applying for credit until the repair process is complete
You must upload your responses from the credit bureaus to the client portal within 15 days of receipt. Noncompliance with this rule will delay your results
No missed/late payments on any open accounts (missing payments will tank your score and undo any building we've done) after becoming a client.
If you or another company sends letters to the bureaus before beginning our services, we will have to wait 45 business days (9 weeks) from the date the bureaus received the last round of disputes before we can send out another round of letters for you.
You must have a physical address inside of the United States for the bureaus to respond to (no PO Boxes)
How to reach us
The Money Plug does not offer phone support. Communication is in writing or via Zoom only.
Office hours are Monday-Friday 8 AM-5 PM EST, email responses from customer support are typically within 1 business day. Portal message responses from our team are typically within 2 business days.
We are excited to assist you in reaching your credit goals! If you have any questions, do not hesitate to reach out!
The Money Plug